Heritage Family Credit Union

About

Heritage Family Credit Union serves members in Vermont, New Hampshire, New York, and Massachusetts, with a full line of personal and business accounts; mortgages, home equity loans, credit cards, auto loans, commercial real estate, and more.

In 1956, a group of GE employees came together in Ludlow, Vermont to form HFCU with a total of $800 in deposits for the first month. Nearly 7 decades later, HFCU is constantly looking for new and innovative ways to provide our members with the most current, convenient and beneficial services.

From Business Dreams to Financial Success

We're Here to Support You Every Step of the Way

Heritage Family Credit Union and FINSYNC provide you with all the tools and resources to start and grow a successful business on one platform—because your time matters.

Whether you’re starting with just an idea or ready to optimize your business operations, FINSYNC and Heritage Family Credit Union equips you with the tools, software, and services to start, grow, and succeed—all in one seamless platform.

More Time For The Moments That Matter

With seamless connection to Heritage Family Credit Union and AI-powered insights, FINSYNC not only helps you achieve business success but also gives you back valuable time—time to focus on what truly matters both in your business and in life.

ENTREPRENEURS

With a Business Idea

Start by turning your idea into a clear, actionable business plan or CO.STARTERS Canvas using our AI Assistant—customized to fit your unique vision and goals.

Once your CO.STARTERS Canvas is complete, connect with a local accelerator and get matched with an expert who will help you refine your plan and guide your next steps.

ENTREPRENEURS

Looking to Grow

For $0/month, you can:

  • Simplify and streamline your financial operations
  • Gain control over cash flow with easy-to-read charts, calendars, and projections
  • Invoice customers and get paid faster—up to weeks earlier with CollectEarly*
  • Pay vendors using just their email—no bank details needed*

Looking for more?

Add Payroll for just $40/month:

  • Pay employees, contractors, and taxes online, all with confidence and lower costs

Add Accounting for just $55/month:

  • Track time and expenses, automate accounting, and generate detailed reports that keep your business on track
  • Start for free with no commitment
  • Add features as you grow—no long-term contracts
  • No credit card required

*Transaction fees may apply. See finsync.com/pricing for details.

PROVEN and TRUSTED 27K StarterSuccess Stories
95% still active
70% generating a profit
150% increase in annual sales
5 employees with the business after 5 years, on average
40% reduction in administrative time and costs

Community Organizations

We’re proud to collaborate with fellow community organizations devoted to equipping you with essential support, mentorship, and resources to foster sustainable growth and success.

  • The Hub CoWorks

    The Hub CoWorks

    67 Merchants Row suite 201, Rutland, VT 05701, USA

    View Listing ->
BENEFITS OF USING FINSYNC

YES You Can! Get Started as a Customer of through FINSYNC!

Working together we help businesses with:

  • Faster payments
  • More financing options
  • Actionable analytics
  • Better business outcomes

is part of the FINSYNC Network to help you save:

  • 40% less administrative time and software costs
  • Days less getting the right help
  • Weeks less time waiting on payments

CONTACT US

Need More Information?

Send Us A Note

Please complete the form below if you have questions or need assistance and we will be in touch.

Apply For Business
Checking Account

Before you get started

1

We are not able to service these businesses at the moment:

  • Crypto Currency and Money Services
  • Privately Owned ATMs
  • Marijuana-Related
  • Gambling
  • Money Services Business
  • Business headquartered outside of the U.S.
2

At this time we are offering online business checking accounts through bank partners in these states:

  • Arizona
  • California
  • Idaho
  • Nevada
  • New Mexico
  • Oregon
  • Texas
  • Utah
  • Washington

Is your business in one of these states?